Whether already retired or getting to the stage of life where retirement is quickly approaching; I can help you strategically plan for the financial and non-financial impacts at this critical stage of life. For many people the notion of their future might seem quite uncertain. Longevity is tricky to plan for considering distribution rates, market performance, inflation, and many additional factors. Retirement Savings vehicles can be complicated to understand. I work very hard to determine what my clients want out of retirement so we can build conservative cash-flow plans around that specific life.
Great planning inspires greater confidence!
Developing a list of specific goals for retirement and determining if you are on track to achieve them.
Ascertaining whether you are able to retire early or how your situation changes if you work longer.
Modeling specific scenarios you desire (career changes, buying a new house, sale of a business, etc.)
Analyzing the allocations of your savings, evaluating the most appropriate vehicles for your savings, and selecting the best income stream structures based upon your goals and needs in an effort to maximize income and minimize taxes.
Establishing the optimal time to take social security and pension income.
Making decisions related to Medicare, supplemental health coverage, aged care preparation.
Preparing for a seamless estate transfer upon your passing.