Since 2004, I have been helping clients with their money, goals, and emotions when it comes to making stressful financial decisions. With a background in Financial Analysis, I bring a distinct perspective to planning.
For my clients that like things to be simple, I can create executive summary reports.
For my clients that prefer to “look under the hood”, I can dig down deep into the numbers too.
You want a professional you can trust; someone that will make every effort to understand you and support you. Years of experience will be important. Rate of return can be a key metric. But a great relationship is most important.
I am a financial planner located in Orange County, and i serve clients in all areas surrounding Tustin, Irvine, Costa Mesa & Orange. I look forward to meeting with you.
David Willett | Financial Advisor
2601 Main Street, Suite 200
Irvine CA 92614
(949) 221-8105 x 2164
Series 7, held through LPL Financial
Series 65 held through Trilogy Capital
Securities Licensed in: CA, CO, NV, SC, & TX
Life Insurance Licensed in : CA, AZ
4 Simple Ways That I Can Help
I will provide a view of the big picture.
It's easy to get lost in the complexity of investing and planning for your future.
I will help you keep track of the details while focusing on where you want to go next. We'll help you create a simple financial picture so that you can see and understand it better.
I will help you take decisive action.
While working with you, I will help address or pursue a mix of solutions strategies, products, and services best suited to meet your needs. And then together, we will develop an integrated plan covering the financial areas you want us to make recommendations on.
I will provide consistent communication.
I will stay in touch with you at the frequency and in the method you prefer. Whether we talk face-to -face, through email, over the phone, or have online meetings, you deserve my attention. I love using technology and I love talking about all things financial.
Financial House Organization
Is your entire financial house:
Imagine if it were. Welcome to Decision Center Planning
Connect With Me to Schedule a
align their investment allocations with their risk tolerance.
I am Dedicated to Helping My Clients
your Risk Score
Connect With Me to Schedule a
A consolidated view of everything you own and everything you owe… updated daily. Your dashboard will be easy to set up, but most importantly, easy to comprehend.
Track your spending habits, monitor your cash flow, and always feel confident that you are on the right path.
Set and implement budget guidelines for yourself and your family. Automatic alerts will let you know when you're getting close to the limits that you've set.
Utilize interactive charts and detailed summaries of all of your investments, in real time, to increase your knowledge of your financial accounts.
Together, we will develop a Comprehensive Interactive Cash Flow Plan to forecast your financial situation for the rest of your life!
Professional Investment Management
I will provide education and clarity on all investment related questions as they pertain to You.
You will find my professional approach to be honest and transparent when
it comes to the pros and cons of every investment product we evaluate.
YOUR Risk Tolerance
For The Funds
How much loss can your stomach handle?
Risk tolerance is an important component in investing. You should
have a realistic understanding of your ability and willingness to stomach
large swings in the value of his investments; if you take on too much risk,
you might panic and sell at the wrong time.
How soon will you start taking money from these funds?
The time horizon is the length of time over which an investment is made or
held before it is liquidated. Time horizons can range from seconds,
in the case of a day trader, all the way up to decades for a buy-and-hold
investor or an individual who is investing in a retirement plan.
Why are you investing?
You may have many different answers for this question, but there is a big
problem if you have no answer at all. Investing is like driving - it is best done
with your eyes open! Having clear reasons or purposes for investing is
Know your tax bracket!
Accounts can be taxable, tax deferred, or tax exempt Simply put, tax efficiency is a measure of how much of an investment's return is left over after taxes are paid. The more that an investment relies on investment income (rather than a change in its price) to generate a return, the less tax-efficient it is to the investor.
How much will you need?
When you tart taking money from these accounts, what what will be an appropriate rate to follow? We can, together, establish the answers to these questions to make sure that you're financial road-map is prepared for the foreseeable future.
You want to meet, but you’re not sure what to expect?
My Discovery Meeting will be straightforward and educational.
My Analysis is detailed and on point.
My recommendations will be custom tailored for your preferences and needs.
Planning for Retirement & Beyond
Starting with the Core Components of YOUR Financial House and considering your Goals for Today, Tomorrow,
and the Rest of Your Life, we can develop a plan that adapts to your needs that will grow with you year after year.
Ready to Take Action?
By scheduling an introductory conversation, we can get to know
each other, discuss your goals, and find out if we are a good fit.
David Willett is a Registered Representative with, and securities are offered through, LPL Financial (LPL). Member FINRA/SIPC. Investment advisory services offered through Trilogy Capital (TC), A Registered Investment Advisor. TC markets advisory services under the name of Trilogy Financial (TF), an affiliated but separate legal entity. TC and TF are separate entities fromL PL. Please add your “CA Insurance Lic#” if you hold one. Be sure to use this exact format. Insurance must be in a type size no
smaller than the largest indicated telephone number. The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: AZ, CA, CO, NV, SC, and TX. Note: this disclosure must be on every page of the website. The SmartVestor program is a directory of investment professionals. Neither Dave Ramsey nor SmartVestor are affiliates of Trilogy Financial, Trilogy Capital or LPL Financial. Trilogy Financial, Trilogy Capital nor LPLFinancial provides tax advice