Financial Advisor & Planner in Irvine

As an experienced professional, I will work as youradvocate and walk with you every step of the way.

Professional investment management

Your investment options are overwhelming. If you set out to research things on your own, where do you start? Even if you feel like you know what you should do, investing is stressful. Emotions can interfere and sway your decisions. In a sea of information, how are regular persons supposed to select appropriate investments for their near and long term goals? With over a decade worth of experience and product knowledge, I can help to evaluate your options and support you in making objective decisions, based on the strategy that best suits you and your family.

We will define YOUR investor profile

We will start by assessing your investing preferences and needs by either having a general discussion or by taking a formal investor quiz.  A discussion always starts with these key "elements."
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YOUR Risk
Tolerance
Service Logo Financial Advisor Irvine California
YOUR Risk
Tolerance
Service Logo Financial Advisor Irvine California
YOUR Risk
Tolerance
Service Logo Financial Advisor Irvine California
YOUR Risk
Tolerance
Service Logo Financial Advisor Irvine California
YOUR Risk
Tolerance
How much loss can your stomach handle?
Risk tolerance is an important component in investing. You should have a realistic understanding of your ability and willingness to stomach large swings in the value of your investments. If you take on too much risk, you might panic and sell at the wrong time.
Why are you investing?
You may have many different answers for this question, but there is a big problem if you have no answer at all. Investing is like driving - it is best done with your eyes open! Having clear reasons or purposes for investing is critical to investing successfully.
How soon will you need to start taking money ?
The time horizon is the length of time over which an investment is made or held before it is liquidated. Time horizons can range from seconds, in the case of a day trader, all the way up to decades for a buy-and-hold investor or an individual who is investing in a retirement plan.
Know your tax bracket!
Accounts can be taxable, tax deferred, or tax exempt   Simply put, tax efficiency is a measure of how much of an investment's return is left over after taxes are paid. The more that an investment relies on investment income (rather than a change in its price) to generate a return, the less tax-efficient it is to the investor.
How much will you need?
When you tart taking money from these accounts, what  what will be an appropriate rate to follow? We can, together, establish the answers to these questions to make sure that you're financial road-map is prepared for the foreseeable future.

We will select YOUR investment products and allocations

Collaborating with you, we will select appropriate products and construct your asset allocations designed with your personal investor profile in mind. My Investment selection philosophy is grounded in doing the best work for my clients. I utilize fee based accounts (containing ETF’s and individual stocks), mutual funds, alternatives, and annuities products. Furthermore, I believe that the best way to select your investments is to utilize the planning tools inside of Decision Center to better understand the long term outlook of our Choices.

Investing involves risk, including the risk of loss. No strategy assures a profit or protects against loss.

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We will monitor & revise your allocations over time

Selecting top quality investments is merely the starting point.  Moving forward, we will pro-actively monitor your investments. We will work to ensure that managers are adding value, and risk is being controlled. We will evaluate annually and make any necessary money management changes if the situation warrants. Additionally, through utilizing the Decision Center we can have an active and accurate depiction of what your aggregate portfolios looks like all together in one comprehensive allocation report.

Ready to see how Decision Center Planning can help you?